Debit Card

FNBC Instant Issue Debit Cards

FNBC is proud to offer our customers the convenience and customization of Instant Issue Debit Cards! It’s as simple as choosing one of our unique designs and walking out of the branch with an activated card that is ready for use. We even give you the option to put your own identification photo on the card to help reduce the risk of theft.

All debit cards issued by FNBC are EMV chip-enabled. To read more about EMV chip cards, please visit our blog.

Apple Pay®, Google Pay® & Samsung Pay® for your Digital Wallet!

Click here for more information & FAQs!

Do you need to dispute a transaction on your debit card?

Simply call SHAZAM, our debit card processor, at 833-288-1126. For more information, click here.

As the primary cardholder, you’re responsible for filing a dispute and providing details about the transaction. Once your call is received, SHAZAM will open a claim.

SHAZAM dispute representatives will begin an investigation. Most claims are resolved within 5-10 business days. If more time is needed to investigate the claim, they’ll apply a temporary credit to the account. Estimated time frames will be provided at the time of your call.

VISA Debit Card

FNBC Credit Card

There are lots of reasons to do business with your local community bank: people you know and trust, local decision-making and personal service, to name a few.

Here’s one more: a Visa® Platinum Credit Card that rewards you with cruises, air travel, brand-name merchandise, and much more. Our Rewards Platinum Credit Card offers worldwide acceptance, hometown convenience and great benefits!

Would you like surprise gifts with your groceries? Perhaps a trip to the beach with your dry cleaning?

  • Earn one point for every net dollar you spend.
  • Redeem points for merchandise, rental cars, cruises, hotels and airline travel.
  • Airline tickets good on any airline with no blackout dates.
    • Visit for details.
  • Call the Customer Contact Center 24/7.
    • Representatives are located in the U.S. and are dedicated to providing you with personal service, the kind you receive when you come into our branch.
  • Stop by any branch for a little extra help.
  • Go online to access your account at

Your Rewards Platinum Card has multiple layers of cardholder protection so you can feel confident when you use it.

  • Zero Liability Policy — your liability for unauthorized transactions is $0. Promptly notify us and you pay nothing.
  • Fraud monitoring — Each transaction is analyzed for suspicious activity and you will be notified as soon as possible to verify the legitimacy of questionable charges.
  • Identity Theft Assistance — If you suspect that your identity has been stolen, call 1-866-ID-HOTLINE to get access to free and confidential assistance.
  • Verified by Visa® — Activate your card for this service and create your personal password for online purchasing protection.

For protection while traveling, your Rewards Platinum Card automatically provides you and your family with Travel Accident Insurance¹ and Auto Rental Collision Damage Waiver².

Ask one of our consumer relationship managers for an application or apply online for our Visa Platinum Credit Card today!

  1. Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
  2. To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.

This card is issued by TCM Bank, N.A. Subject to credit approval.

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