The Smart Start Loan Program at FNBC is designed to help customers repair or build credit through small dollar secured or unsecured loans. For more information, or to see if you qualify, visit one of our convenient locations to visit with a Consumer Lender!

Smart Start Loan 

A Smart Start Loan from FNBC is an unsecured, small dollar loan.

  • Loans are made at a minimum of $850 to a maximum of $2,450
  • No prepayment penalties
  • Must complete FNBC Financial Literacy course before loan closes
  • Loan status will be reported to the Credit Bureaus on a monthly basis

Smart Start Credit Builder with Savings Account

The Smart Start Credit Builder Loan from FNBC is designed to help borrowers establish or rehabilitate credit. These loans are secured with an FNBC savings account.

  • Loans are a minimum of $500 up to a maximum of $2,450
  • A new savings account will be opened and specifically tied to the loan. A hold will be placed on the loan proceeds until the terms of the loan have been met.
  • Must complete FNBC Financial Literacy course before the loan closes
  • Loan status will be reported to the Credit Bureaus on a monthly basis
Close
Contact Us

Please fill out the form fields below.

Not readable? Change text. captcha txt

Important email disclosure: If using the contact form, please do not include any confidential information including account numbers or Social Security numbers.

Start typing and press Enter to search