The Smart Start Loan Program at FNBC is designed to help customers repair or build credit through small dollar secured or unsecured loans. For more information, or to see if you qualify, visit one of our convenient locations to visit with a Consumer Lender!
Smart Start Loan
A Smart Start Loan from FNBC is an unsecured, small dollar loan.
- Loans are made at a minimum of $1,000 to a maximum of $2,450
- No prepayment penalties
- Must complete FNBC Financial Literacy course before loan closes
- Loan status will be reported to the Credit Bureaus on a monthly basis
Smart Start Credit Builder with Savings Account
The Smart Start Credit Builder Loan from FNBC is designed to help borrowers establish or rehabilitate credit. These loans are secured with an FNBC savings account.
- Loans are a minimum of $500 up to a maximum of $2,450
- A new savings account will be opened and specifically tied to the loan. A hold will be placed on the loan proceeds until the terms of the loan have been met.
- Must complete FNBC Financial Literacy course before the loan closes
- Loan status will be reported to the Credit Bureaus on a monthly basis
