Security is of the utmost concern at FNBC. That is why we have 128-bit technology in our secure Online Banking program.
For added security, we encourage you to avoid responding to any email from a sender claiming to be bank personnel unless their email address is routed to fnbc.us. This means that the only letters after the @ symbol in their email address should be fnbc.us. We also want to remind our Online Banking customers that we will never ask for your password. If you are asked for your password by anyone, including someone claiming to work for FNBC Bank, do not release that information. If you forget your password, we will simply reset it with an authorization call from you.
If an authorized signer on your account would like access to your accounts through our Online Banking program, this individual will need to enroll separately and create his or her own password. Please, do not share your password with anyone.
Identity Theft is a serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. Identity theft can cost you time and money, and can destroy your credit and ruin your good name.
The Fair Credit Reporting Act requires each of the nationwide consumer reporting companies – Equifax, Experian and Trans-Union – to provide you with a free copy of your credit report, at your request, once every 12 months.
To order your free annual report from one or all the national consumer reporting companies, visit www.annualcreditreport.com, or call Toll-Free 1-877-322-8228.
Additional information is available at ftc.gov/idtheft
If you are a victim of identity theft, take the following four steps as soon as possible, and keep a record with the details of your conversations and copies of all correspondence:
P.O. Box 740241
Atlanta, GA 30374-0241
P.O. Box 9532
Allen, TX 75013
Fraud Victim Assistance Division
P.O. Box 6790
Fullerton, CA 92834-6790
Phone: 1-877-ID-THEFT (438-4338)
Mail: Identity Theft Clearinghouse
Federal Trade Commission
Washington, DC 20580