Information for Arvest Bank customers

FNBC Bank Routing Number: 082904991

UPDATE: January 5, 2022

A detailed Conversion Guidebook, along with Terms & Conditions of accounts, have been mailed out to Arvest customers. You can click here to view the Conversion Guidebook.


UPDATE: Nov. 2, 2021

A joint letter from Arvest Bank and FNBC Bank mailed to Arvest Bank customers on Monday, Nov. 1. You can view a copy of this letter here.


On Friday, Oct. 1, 2021, FNBC Bank, headquartered in Ash Flat, Ark., announced it had entered into a definitive purchase agreement with Arvest Bank, headquartered in Fayetteville, Ark., to acquire two separate Arvest Bank offices, pending regulatory approval. The separate offices acquired by FNBC are located at:

  • 1311 Porter Wagoner Blvd in West Plains, MO
  • 111 North Maple Ave. in Mountain Grove, MO

The transaction is anticipated to close in the first quarter of 2022.

Customers of Arvest and FNBC should continue to conduct banking business as usual at their respective branches until the transaction closes and the Arvest branches are integrated into the FNBC banking systems. Customers of the Arvest branches acquired can expect to receive notifications from FNBC in advance of the closing with information regarding the conversion of their accounts.

A full news release can be viewed here.

Key Dates to Remember at a Glance

Friday, February 4, 2022

  • Arvest Bank branches in West Plains & Mountain Grove, MO will close at 2 pm and reopen Monday, February 7
  • Arvest Bank Debit Cards deactivate at 10 pm
  • Arvest Bank Online Banking & Bill Pay disconnect at 8 pm
  • Begin using new FNBC Bank transit routing number to set up drafts, ACH and check order after 5 pm. We recommend you contact all existing companies to ensure your new information is correct.
  • Last day for Remote Deposit Capture customers to submit deposits and Online Wire customers to send wires through Arvest Bank

Saturday, February 5, 2022

  • The West Plains & Mountain Grove, MO offices will be closed.
  • Begin using your FNBC Bank Debit Card at 2 am

Monday, February 7, 2022

  • Arvest Bank locations in West Plains & Mountain Grove, MO open as FNBC Bank
  • Enroll and begin using FNBC Bank’s Online & Mobile Banking, including Bill Pay
  • Begin using FNBC Bank’s Call First Telephone Banking
  • Contact the Conversion Call Center or your local branch to discuss Overdraft Services
  • ACH, Online Wire Transfer and Remote Deposit Capture customers should begin to use FNBC Bank’s Business Online

Frequently Asked Questions

Who is FNBC Bank?

FNBC is a 109-year-old independently managed community bank headquartered in Ash Flat, AR.

After more than 100 years in business, FNBC demonstrates that a bank can be much greater than its balance sheet; it can be a powerful catalyst for community and individuals to pursue and achieve their highest aspirations. Chartered in 1912, FNBC’s century-long legacy has been forged through diligence, passion and execution. The result being an organization built by Community Bankers whose values are rooted in dependability, resourcefulness, honesty and integrity. At its century mark, FNBC is passionate about creating value for its customers and its communities. Its culture is strong; its core is vital. It has a bold past and a bright future.

FNBC has approximately $610 million in assets and employs 110 full time employees. It has 11 offices serving North Central and Northeast Arkansas in Sharp, Fulton, Izard, Independence, Baxter and most recently Craighead County. It has been named one of the Best Banks to Work For by American Banker Magazine and one of the Best Places to Work in Arkansas by Arkansas Business the past six years.

Will my Arvest branch name change?

Yes. After the transaction closes in early 2022, the two acquired branches will become FNBC Bank branches.

Will my branches remain open?

Yes, both bank branch locations will remain open. FNBC is eager is become a part of the West Plains and Mountain Grove communities and expand its footprint in Southeastern Missouri.

Can I bank at both banks?

Not at this time. Once the transaction closes, Arvest customers will be able to use any FNBC Bank location. For now, customers will continue to bank at the same bank branches they have always used.

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