Keeping an eye out for telcom attacks
VoIP Scams & ID Spoofing: Threat actors use Voice Over Internet Protocols (VoIP) to trick consumers into revealing sensitive information like usernames, passwords, and bank details. One common tactic is ID Spoofing, where scammers falsify caller ID info to disguise their identity. They often use “neighbor spoofing,” making it appear as if a call is coming from a local or trusted number, like a company or government agency. Their goal is to steal money or personal information.
Smishing:
Similar to VoIP scams, Smishing targets victims via SMS or text messages. Scammers pose as trusted entities and send links to webpages, emails, or phone numbers. Clicking these links can automatically open a browser, email, or dial a number, increasing the chances of falling for the scam.
Red flags:
- Demands for payment
- Account verification
- Program enrollment
- Order/shipping confirmation
- Winning a prize
- Tech support
Tips to help you remain on guard:
- Do not reveal personal or financial information in a text or email, and do not respond to email solicitations for this information. This includes following links sent in a text or email.
- Don’t send sensitive information over the internet without checking a website’s security.
- Pay attention to the Uniform Resource Locator (URL) of a website. Look for URLs that begin with “https” – an indication that sites are secure – rather than “http.”
Remember: FNBC will never call, text or email asking you for sensitive information, such as your Online Banking log in credentials or passwords.
If you’re a victim: Immediately change any passwords you might have revealed. Report the attack to your local police department and consider filing a report with the Federal Trade Commission. If you identify suspicious activity involving your FNBC account, please contact us immediately.
